Will Trump be the next US president?

Started by Legend, Jan 13, 2016, 03:31 AM

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Xevross

Quote from: DD_Bwest on Jul 10, 2016, 07:37 PMa fine for not having insurance is kinda iced up.. but you guys do need some system in place to get your system in check.

also, to say its the worst out there is a bit much.  id rather be in the us then say.. Bangladesh lol
Its the worst in any developed country probably :D

the-pi-guy

Quote from: DD_Bwest on Jul 10, 2016, 07:37 PMa fine for not having insurance is kinda iced up.. but you guys do need some system in place to get your system in check.

also, to say its the worst out there is a bit much.  id rather be in the us then say.. Bangladesh lol
The fine is just there to incentivize.  There's not really a great thing to do to get everyone to have insurance, besides that. You can't force everyone to just up and buy insurance. But it does seriously screws with people who can't afford insurance, like my fiance and her family.  The fine really freaking sucks, and is definitely unfair.  But it is pretty hard to try to get everyone covered when half the government doesn't want to pay for it, and the entire public sector doesn't want to pay for it either.  

DD_Bwest

Quote from: the-Pi-guy on Jul 10, 2016, 07:41 PMThe fine is just there to incentivize.  There's not really a great thing to do to get everyone to have insurance, besides that. You can't force everyone to just up and buy insurance. But it does seriously screws with people who can't afford insurance, like my fiance and her family.  The fine really freaking sucks, and is definitely unfair.  But it is pretty hard to try to get everyone covered when half the government doesn't want to pay for it, and the entire public sector doesn't want to pay for it either.  
ya thats what makes u so tricky.  a fine still penalizes the more poverished.  

i like canadas system even tho it has its problems, ans could be more efficient.

the guys like your unique problems lol guns and health care

Raven

#363
Quote from: the-Pi-guy on Jul 10, 2016, 07:41 PMThe fine is just there to incentivize.  There's not really a great thing to do to get everyone to have insurance, besides that. You can't force everyone to just up and buy insurance. But it does seriously screws with people who can't afford insurance, like my fiance and her family.  The fine really freaking sucks, and is definitely unfair.  But it is pretty hard to try to get everyone covered when half the government doesn't want to pay for it, and the entire public sector doesn't want to pay for it either. 
I was charged $25 a minute by a doctor who did nothing more than issue me two pills for nausea and pain and gave me a very sloppy explanation of what a migraine is. I know what a fudgy migraine is. Why am I being charged $250 for the whopping 10 minutes you were there and did virtually nothing? I wasn't even in the hospital for an hour and my total charge was just shy of $1,000. The breakdown was basically an outrageous administrative cost of over $700, plus $250 for the doctor visit, and the pills were $6 combined. Am I supposed to believe that the paperwork the nurses did plus the blood pressure check and one of them asking me what's wrong is worth $700 an hour? I'm very well aware that our medical system is out of control with its costs. That's just one battleship story of my clearly being overcharged for minor medical treatment. It just happens to be the most recent one.

Yeah, Kitler being charged that much for his kid is out-fudgy-rageous. I mean for fudge's sake, that kind of thing is routine. He's not asking them to remove a brain tumor. It's child birth. Happens every day and at this point most hospitals should be treating that like changing a dang tire. I just don't think the good answer is to hand the government more money. I think there are options to explore that don't involve reducing the buying power of the people and increasing the government's financial footprint.

Mmm_fish_tacos

You giys want to hear something nuts?

350,000 Dollars is what was charged to my insurance company for a 2 month stay in the hospital for my kids and wife.

the-pi-guy

Quote from: Mmm_fish_tacos on Jul 10, 2016, 08:02 PMYou giys want to hear something nuts?
350,000 Dollars is what was charged to my insurance company for a 2 month stay in the hospital for my kids and wife.
How much of that did you have to pay?

Raven

Quote from: Mmm_fish_tacos on Jul 10, 2016, 08:02 PMYou giys want to hear something nuts?

350,000 Dollars is what was charged to my insurance company for a 2 month stay in the hospital for my kids and wife.
To be fair, they probably thought you had money to spare. I mean, I heard your wife's fanny smells of lavender even at its worst and is often used as aroma therapy to cure cancer.

Mmm_fish_tacos


Raven

Quote from: Mmm_fish_tacos on Jul 10, 2016, 08:15 PMAbout 6,000
Even that sounds like too much for something as routine as child birth. I mean, all things considered for what they do and the number of people who end up paying them to do it, that just seems like someone is taking advantage.

kitler53

Quote from: Raven on Jul 10, 2016, 07:54 PMI was charged $25 a minute by a doctor who did nothing more than issue me two pills for nausea and pain and gave me a very sloppy explanation of what a migraine is. I know what a fudgy migraine is. Why am I being charged $250 for the whopping 10 minutes you were there and did virtually nothing? I wasn't even in the hospital for an hour and my total charge was just shy of $1,000. The breakdown was basically an outrageous administrative cost of over $700, plus $250 for the doctor visit, and the pills were $6 combined. Am I supposed to believe that the paperwork the nurses did plus the blood pressure check and one of them asking me what's wrong is worth $700 an hour? I'm very well aware that our medical system is out of control with its costs. That's just one battleship story of my clearly being overcharged for minor medical treatment. It just happens to be the most recent one.

Yeah, Kitler being charged that much for his kid is out-fudgy-rageous. I mean for fudge's sake, that kind of thing is routine. He's not asking them to remove a brain tumor. It's child birth. Happens every day and at this point most hospitals should be treating that like changing a dang tire. I just don't think the good answer is to hand the government more money. I think there are options to explore that don't involve reducing the buying power of the people and increasing the government's financial footprint.
we are both paying too much but...  

.. i have a lot of friends in healthcare, mostly nurse practioners in the icu.  here is an everyday story in chicago.  uninsured guy comes to the hospital for something like a heart attack or stoke or something similar. it is life threatening so they can't not treat them until they are stable.  because the hospital knows they won't see any money from the they also get preferred treatment.  sounds counter intuitive i know but the long the uninsured guy sits in the hospital the more they cost so they feel incentivised to treat them first to get them out as cheap as possible. 50-250k worth of services later the guy walks out the door and is never going to pay a dime.  

so thank you for paying for your prescription but if you remain uninsured someday that story will be you, you will persoanally bankrupted which sucks for you, and insured folks like me pay the tab in outrageuos health cost which sucks for me. 



and as far as i'm concerned the government can do better than private.  america's corps only have one value and it is profit. privates are who are gouging us now and they will continue to do so until government steps in. 

and i extra know this because my wife works in the distribution of medical devices.  my wife worked on a product for surgery draps in which my wifes company was recieving financial incentives from a rival company to not be in that segment of the medical supplies.  i have no fudgy clue how that isn't illegal but my wifes company decided to break their agreement when they figured out they could make the same product at 1/5th the current market price. 

         

Featured Artist: Emily Rudd

Mmm_fish_tacos

Quote from: Raven on Jul 10, 2016, 08:34 PMEven that sounds like too much for something as routine as child birth. I mean, all things considered for what they do and the number of people who end up paying them to do it, that just seems like someone is taking advantage.
Really it was anything but routine my wife's spent two months in the hospital because she had preeclampsia which is a condition where your cervix is too short to hold the babies in.

My girls were born exactly two months early one weight a pound and a half and the other just a little bit over 2 pounds they spent the next month-and-a-half in an incubator hooked up to oxygen and then finally about two weeks later they were allowed to come home once they were able to to maintain the temperature in the normal crib.

Raven

#371
Quote from: kitler53 on Jul 10, 2016, 08:45 PMwe are both paying too much but...  

.. i have a lot of friends in healthcare, mostly nurse practioners in the icu.  here is an everyday story in chicago.  uninsured guy comes to the hospital for something like a heart attack or stoke or something similar. it is life threatening so they can't not treat them until they are stable.  because the hospital knows they won't see any money from the they also get preferred treatment.  sounds counter intuitive i know but the long the uninsured guy sits in the hospital the more they cost so they feel incentivised to treat them first to get them out as cheap as possible. 50-250k worth of services later the guy walks out the door and is never going to pay a dime.  

so thank you for paying for your prescription but if you remain uninsured someday that story will be you, you will persoanally bankrupted which sucks for you, and insured folks like me pay the tab in outrageuos health cost which sucks for me.



and as far as i'm concerned the government can do better than private.  america's corps only have one value and it is profit. privates are who are gouging us now and they will continue to do so until government steps in.

and i extra know this because my wife works in the distribution of medical devices.  my wife worked on a product for surgery draps in which my wifes company was recieving financial incentives from a rival company to not be in that segment of the medical supplies.  i have no fudgy clue how that isn't illegal but my wifes company decided to break their agreement when they figured out they could make the same product at 1/5th the current market price.


I get what you're saying but don't you think a system where the government better regulates pharmaceutical and medical industries, pushes for affordable private insurance, and garnishes wages for those who haven't paid their medical bills while utilizing current tax rates to offset those who absolutely cannot pay is just as good of a system that doesn't force us to hand over more of our money by compulsion?

Quote from: Mmm_fish_tacos on Jul 10, 2016, 08:56 PMReally it was anything but routine my wife's spent two months in the hospital because she had preeclampsia which is a condition where your cervix is too short to hold the babies in.

My girls were born exactly two months early one weight a pound and a half and the other just a little bit over 2 pounds they spent the next month-and-a-half in an incubator hooked up to oxygen and then finally about two weeks later they were allowed to come home once they were able to to maintain the temperature in the normal crib.
It doesn't necessarily have to be something the textbook definition of routine but childbirth is something that happens so often you'd think even things like that are well handled. Certainly not something that would require 350,000 fudgy dollars. Though, considering the situation, I can see where $6,000 would be the payment but the payment in total. Not what YOU paid out of pocket.

kitler53

Quote from: Raven on Jul 10, 2016, 08:56 PMI get what you're saying but don't you think a system where the government better regulates pharmaceutical and medical industries, pushes for affordable private insurance, and garnishes wages for those who haven't paid their medical bills while utilizing current tax rates to offset those who absolutely cannot pay is just as good of a system that doesn't force us to hand over more of our money by compulsion?
quite honestly no. 

because firstly,.. there are exactly 0 americans, imo, that don't deserve health care when they are in need.  protecting the lives of our citizens is the highest priority for our government.  access to a doctor when sick should be a fundamental to our society as access to a fireman when your home in on fire. 

"affordable" is great but so long has 100% of americans aren't covered no problems are actually solved.  it has to be compulsory.  and like i give a fudge who pays the bills, that isn't the choice that matters.  hell, i don't have a real "choice" right now anyways.  i basically have to take what my employee offers because they subsidize the rate by about 60% via their direct contributions and their purchasing power give me access to plans that are about half what i can get on the "open market".  i'd be a fool to take any other option.


and the other thing is i'm rich.   private insurance means only getting what you can pay for.  there are medical services poor people shouldn't have free access to like cosmetic surgery.  but for true health care needs everyone deserves to have the same quality health care i can afford: of course they should get emergency services but also  preventative care and dental.  only via progressive taxes do we ensure that the stupidly rich help subsidize the stupidly poor. 

personally, i'm proud that my family pays back in taxes far more than i use.  america does a lot of great things and too many people take things they use and need for granted.  the whole "governement is bad" view just doesn't make sense to me. 
         

Featured Artist: Emily Rudd

Raven

Quote from: kitler53 on Jul 11, 2016, 01:57 PMquite honestly no.  

because firstly,.. there are exactly 0 americans, imo, that don't deserve health care when they are in need.  protecting the lives of our citizens is the highest priority for our government.  access to a doctor when sick should be a fundamental to our society as access to a fireman when your home in on fire.  

"affordable" is great but so long has 100% of americans aren't covered no problems are actually solved.  it has to be compulsory.  and like i give a fudge who pays the bills, that isn't the choice that matters.  hell, i don't have a real "choice" right now anyways.  i basically have to take what my employee offers because they subsidize the rate by about 60% via their direct contributions and their purchasing power give me access to plans that are about half what i can get on the "open market".  i'd be a fool to take any other option.


and the other thing is i'm rich.   private insurance means only getting what you can pay for.  there are medical services poor people shouldn't have free access to like cosmetic surgery.  but for true health care needs everyone deserves to have the same quality health care i can afford: of course they should get emergency services but also  preventative care and dental.  only via progressive taxes do we ensure that the stupidly rich help subsidize the stupidly poor.  

personally, i'm proud that my family pays back in taxes far more than i use.  america does a lot of great things and too many people take things they use and need for granted.  the whole "governement is bad" view just doesn't make sense to me.  

I don't think the government is "bad". I am just very cautious about giving more money and power to an entity that already has tons of it. It's very difficult to take that power back once you've given it away if it goes two natural pines up. I should go through the trouble of introducing you to an old co-worker. He shouts "statism" at the drop of a hat. Police publicly funded instead of privately? STATISM! A social safety net program that even just helps the disabled and the elderly? STATISM! Fluoride in the drinking water? STATISM! He's the kind of guy who will baby about corporations and how someone needs to do something about how shady they are but the moment you mention government intervention he flips the fudge out. He's one of those young, smug, know-it-alls who think they have the world figured out and we all need to "fight the power" all the time.

Mmm_fish_tacos