That's rough with your house flip but smart to not burn yourself out.I don't necessarily need the funding. It was more just to help give some savings boost for future games or whatever. I definitely can finish the game without it.
What is your goal with crowdfunding? Are you needing financing to finish the game, or is it more about marketing and building an early community? Very few games seem to make money on indiegogo and while kickstarter tends to be better, it's super hard to reach your funding goal.
It might be wise to skip funding and focus directly on steam. When a page goes public for the first time the algorithm gives it a big traffic bump. Even without posting anywhere, the launch of a great looking steam page can drive a lot of wishlists. That's partially why it's so important to not publish your steam page until it is 100% ready.
In general though I'd really recommend just doing whatever makes it easiest to finish the game itself. That's hard enough on its own, especially when you can only work on it part time. Financing/marketing is important but spending a lot of time on it can be super demoralizing.
That might be the best option. So I can focus on getting some good marketing materials and trailers for my steam page and get that up and just focus on sharing the game updates to social media and hopefully build my wishlists
But I was gonna use some of the funds to pay a couple people to help on some VFX and stuff. I have a guy who works at pipeworks in Oregon that offered some help.